Sunday, July 6, 2008

4 steps to evaluating your current loan
Thinking of refinancing? Here's how to evaluate your loan before you make a move.

Should you refinance your ARM before it resets?
You may be better off refinancing your adjustable rate mortgage (ARM) and paying a little more now in order to save a lot more down the line.

How to avoid ARM reset shock
Concerned about rising interest rates? There are a number of ways to protect yourself from rate shock when your adjustable rate mortgage resets.

Is it time to refinance your ARM?
If you have an adjustable rate mortgage, you may benefit from refinancing. Here's what to consider.

One man's relentless fight for his home - The Star-Ledger - NJ.com

One man's relentless fight for his home
The Star-Ledger - NJ.com, NJ - 3 hours ago
But he lost his job and fell behind on mortgage and loan payments. Creditors called. He couldn't sleep. His car was repossessed. ...

Bank seizing Banayan's property - WatertownDailyTimes.com

Bank seizing Banayan's property
WatertownDailyTimes.com, United States - 5 hours ago
City officials met with Mr. Banayan last month to discuss the outstanding bills, learning he wanted to refinance some of his mounting debt. ...

I want to refinance my mortgage, but the value of my house has fallen - St. L...

I want to refinance my mortgage, but the value of my house has fallen
St. Louis Post-Dispatch, United States - 5 hours ago
Depending on your loan program, there can be a streamlined refinance where an appraisal is not necessary (ie FHA and VA). Be sure to speak with a mortgage ...

Most e-mailed stories - Fort Worth Star Telegram

Most e-mailed stories
Fort Worth Star Telegram, TX - 6 hours ago
"FHA mortgage applications are up since the loan limit was increased and more people became eligible," said Mary Trupo, public issues director of the ...

How to Determine if it's Time to Refinance (Carteret County News-Times)
(ARA) - Who wouldn't enjoy a break on their monthly mortgage payment? On the other hand, how can you be sure the timing is right to refinance? Are the rates and the current mortgage market the best indicators?

Bad Credit and Home Refinance (Carteret County News-Times)
(ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?

With the loan bar higher, the rules are different now (Miami Herald)
During the height of the real estate boom, it was not only possible to buy a home with little cash and less-than-ideal credit, but with soaring real estate prices, it was easy to refinance as well.

Auto Loan Refinance to Reduce Monthly Payments (Richfield Reaper)
(ARA) - If high gas prices coupled with a big monthly car payment have you thinking that it might be time to trade in your truck or SUV, you'll be happy to know there is an alternative.